In our first edition of Driving for Profit, we present the results of our analyses of the performance of the UK motor market for the 2022 calendar year. We have focused on the two Solvency II lines of business that cover motor insurance: motor vehicle liability and other motor. The analyses mainly draw on information contained in the Quantitative Reporting Templates (QRTs) within the 2022 year-end Solvency and Financial Condition Reports (SFCRs) from 39 companies. Our discussion is organised as follows: 

• Executive summary, general comments, and recent developments
• Road usage
• Market profitability
• Performance comparisons – gross of reinsurance
• Technical provisions