Article
02 January 2026 - by Andrew Netter, Jonathan Glowacki, Joseph R. Michels
Third-quarter trends continued to see muted top-line growth and strong credit performance despite economic uncertainty.
Article
16 September 2025 - by Andrew Netter, Jonathan Glowacki, Joseph R. Michels
During 2Q 2025, insurers continued to navigate a market lull—with continued strong credit performance but limited IIF growth.
Article
23 July 2025 - by Jonathan Glowacki, Andrew Netter
GSE CRT is an innovation that, when used strategically, strengthens the U.S. housing market finance system and can improve the equity return for potential private investors.
Article
15 July 2025 - by Andrew Netter, Jonathan Glowacki, Joseph R. Michels
New insurance written hit a low not seen since 4Q 2017, with market share shifting to FHA and VA loans amid affordability pressures.
Article
22 April 2025 - by Andrew Netter, Jonathan Glowacki
Full-year 2024 NIW market was $299 billion, insurers’ IIF composition changes analyzed, credit performance remains strong, continued discussion on reserving.
Article
27 January 2025 - by Andrew Netter, Jonathan Glowacki
New notices tick-up, discussion on credit and reserving, low originations and high house prices drive fewer—larger—new PMI policies, first ILN issuances of 2024.
Article
27 January 2025 - by Andrew Netter, Jonathan Glowacki
NIW tracking similar to 2023, market share range among the six insurers compresses, renewed discussions in new notices and credit trends.
Article
27 January 2025 - by Andrew Netter, Jonathan Glowacki
Interest rates remaining above 6.50% continues to drive low NIW, market share among the six insurers remains volatile, embedded equity in IIF discussed.
Article
01 May 2024 - by Andrew Netter, Jonathan Glowacki, Michael C. Schmitz
Dynamic and hybrid loss ratio methods can provide reinsurers a tailored assessment of the risks they are taking with mortgage exposures.
Article
16 April 2024 - by Andrew Netter, Jonathan Glowacki
Among private mortgage insurers, new insurance written in 2023 hit its lowest level in more than five years, according to our update for the fourth quarter.
