Katie is an expert in pricing and reserving for both personal lines and housing finance agencies. Katie specializes in risk-based pricing strategies and predictive analytics for insurance. With extensive experience with predictive modeling, rate filings, mortgage insurance risk, and model review, she helps organizations enhance pricing for auto, homeowners, and mortgage insurance products. A recognized thought leader, Katie frequently speaks at industry events and contributes to discussions on insurance pricing and risk analysis. She contributes insights on ratemaking and insurance trends to leading industry publications, including Risk & Insurance, Insurance Thought Leadership, and Milliman Insight. Katie has a deep understanding of mortgage risk, downpayment assistance programs, and mortgage dashboards, ensuring effective reserving and pricing decisions. Katie’s work in leveraging data-driven insights helps housing finance agencies maximize their missions by monitoring reserves, assessing mortgage risks, and enhancing pricing strategies. As the vice-chair of the Casualty Actuarial Society's Ratemaking, Product and Modeling Seminar, Katie is at the forefront of industry discussions on actuarial pricing and product development. Throughout her career, Katie has provided actuarial assistance to risk-bearing entities in both the private and public sectors, helping clients with a wide range of projects, including developing and refining rating plans, filing countrywide rating plans, estimating disparate impact, and evaluating the impact of proposed legislation. She has performed reserving analyses for various entities, including primary writers, captive insurers, and self-funded entities, while also preparing Statements of Actuarial Opinion.
