Les Kartchner

Les’s areas of expertise include self-funded employer plans and trusts, commercial health insurance, post-employment benefits, and Medicare Advantage. At Milliman, Les has focused on helping employer and insurer clients to use network contracting to optimize the cost and performance of case and disease management programs. He has also priced health benefits for insurers in the individual and small group ACA markets, not-for-profit trusts, and Medicare Advantage and Part D products through the bid submission process. Some of the more specialized services with which Les has extensive experience include providing strategic consulting for post-employment health benefits, establishing self-insured premium equivalency amounts, conducting employee contribution scenarios, and performing network analyses.

After graduating from the University of Utah, Les worked as an actuarial analyst at Towers Watson. There, he gained significant experience in reviewing details behind financial reporting and liability calculations of post-employment benefits. In 2010, he began his consulting career with Milliman working on employer benefit benchmark studies, state high-risk pool analyses, and various ad-hoc employer plan projects. Les has served as the primary relationship manager for a number of clients. He has extensive experience managing their needs, leading meetings and presentations, and serving as a strategic consultant for a variety of employers, brokers, and trusts.