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Solvency and Financial Condition Report (SFCR) results across the UK and Europe

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Europe & UK SFCRs

Life

Analysing 2024 SFCRs of life insurers in Europe and the UK

This report on life insurance reviews the solvency and financial condition reports (SFCRs) for year-end 2024, published in 2025.

Life

Analysing 2023 SFCRs of life insurers in Europe and the UK

Our analysis covering Europe and the UK dives into life insurer SFCRs for year-end 2023, including key financial information from the quantitative reporting templates.

Life

Analysis of life insurers' solvency and financial condition reports year-end 2022: European and UK life insurers

Non-Life

Analysis of non-life insurers' Solvency and Financial Condition Reports: European non-life insurers year-end 2022

For this report, we analysed 728 solo companies that conduct primarily non-life business across 13 European Union (EU) member states, the United Kingdom, and Gibraltar.


UK & Gibraltar SFCRs

Health

Analysing 2024 SFCRs of health insurers in the UK and Ireland

This briefing note provides insights into the year-end 2024 Solvency and Financial Condition Reports (SFCRs) of selected health insurers underwriting medical insurance business in the UK and Ireland.

Health

Analysing 2023 SFCRs of health insurers in the UK

This briefing note provides insights to the year-end 2023 Solvency and Financial Condition Reports (SFCRs) of selected health insurers with domestic medical insurance business in the United Kingdom.

Non-life

Analysing 2023 Solvency and Financial Condition Reports (SFCR) of non-life insurers in the UK and Gibraltar

Solvency coverage ratios: How did the UK market do in 2023?

Health

Market insight from year-end 2022 SFCRs: Analysis of health insurers based in the UK

In this briefing note, we analyse the Solvency and Financial Condition Reports (SFCRs) of the health insurers that primarily sell UK domestic private medical insurance (PMI).


Ireland SFCRs

Life

Analysing 2024 SFCRs of life insurers in Ireland

This report analyses Solvency and Financial Condition Reports (SFCRs) published by Irish life insurers reflecting data for year-end 2024.

Health

Analysing 2024 SFCRs of health insurers in the UK and Ireland

This briefing note provides insights into the year-end 2024 Solvency and Financial Condition Reports (SFCRs) of selected health insurers underwriting medical insurance business in the UK and Ireland.

Life

Analysis of Solvency and Financial Condition Reports: Year-end 2023 — Life insurers based in Ireland

We discuss Irish market coverage and underlying data, analysis of premiums, investments and solvency coverage, and long-term guarantee and transitional measures.

Non-life

Analysis of Solvency and Financial Condition Reports for non-life insurers based in Ireland: Year-end 2022

This report contains information on business performance, risk profile, and balance sheet and capital position.


Netherlands SFCRs

Health

Analysing 2024 SFCRs of health insurers in the Netherlands

We analyzed the SFCRs of all nine health insurer groups based in the Netherlands, including any underlying solo entities, that provide both basic health insurance and supplementary health insurance.

Life

Analysing 2024 SFCRs of life insurers in the Netherlands

In this briefing note, we analyse the SFCRs of the seven largest life entities of Dutch insurers selected based on their total assets year-end 2024, as well as the life insurance market as a whole.

Non-life

Analysing 2024 SFCRs of non-life insurers in the Netherlands

In this briefing note, we analyse the SFCRs of the 10 largest non-life entities of Dutch insurers, selected based on the volume of gross written premiums (GWPs) in 2024, accounting for 85% of the entire GWP market.

health

Analysing 2023 SFCRs of health insurers in the Netherlands

In this briefing note, we analyse the Solvency and Financial Condition Reports (SFCRs) of all nine health insurer groups and/or their underlying solo entities based in the Netherlands providing both basic health insurance and supplementary health insurance.


Belgium SFCRs

Life, non-life, and composite

Analysing 2024 SFCRs of life, non-life, and composite insurers in Belgium

In this briefing note, we consider the publicly available SFCRs for most Belgian insurance companies between fiscal year-end (FY) 2016 and FY2024.

Life, non-life, and composite

Analysing 2023 SFCRs of life, non-life, and composite insurers in Belgium

In this briefing note, we consider the SFCRs for most Belgian insurance companies that are publicly available for financial year-ends between 2016 and 2023.

Life, non-life and composite

Analysis of Solvency and Financial Condition Reports: Life, non-life and composite insurers in Belgium year-end 2022

In this briefing note we give an overview of our main observations resulting from analysing the 2022 SFCRs of Belgian insurers.

Life, non-life and composite

Analysis of Solvency and Financial Condition Reports: Year-end 2021

In this briefing note, we analyse the SFCRs of 41 Belgian insurers, selected based on their total assets in 2021.


Luxembourg SFCRs

Life

Analysing 2024 SFCRs of life insurers in Luxembourg

We selected a sample of 15 life insurance entities based on their total assets in 2024.

Non-life

Analysing 2024 SFCRs of non-life insurers in Luxembourg

The current briefing note presents the SFCRs’ analysis of the 10 largest Luxembourgish non-life insurance entities selected based on the volume of gross written premiums (GWP) in 2024.

Life

Analysing 2023 SFCRs of life insurers in Luxembourg

This briefing note presents an SFCRs analysis of the Luxembourgish largest 15 life insurance entities, selected based on their total assets in 2023.

Non-life

Analysing 2023 SFCRs of non-life insurers in Luxembourg

The current briefing note presents the SFCRs’ analysis of the 10 largest Luxembourgish non-life insurance entities selected based on the volume of gross written premiums (GWP) in 2023.

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