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Laura Hobern, BSc, FIA

Consulting Actuary
London, UK

Tel: +44 20 78471679

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Professional Designations

  • Fellow, Institute and Faculty of Actuaries (2009)
  • Laura has fulfilled various roles with the Institute and Faculty of Actuaries over the last 10 years, including the following:
  • Member of the General Insurance Education and CPD Committee
  • Member of various actuarial working parties (current member of the Towards the Optimal Reserving Process working party) and author of papers

Education

  • BSc (Hons) Physics, Imperial College London

Current Responsibility

Laura is a consulting actuary in Milliman’s London office. She specialises in reserving and pricing/portfolio analysis for the Lloyd’s and London Market. She joined the firm in 2017.

Experience

Laura has experience with reserving, pricing, mergers and acquisitions (M&A) activity, product development, portfolio analysis, reinsurance optimisation and management reporting. Her experience includes:

  • Leading the quarterly analysis of reserves across several companies and Lloyd’s syndicates, producing detailed management reports and presenting the results to reserving and audit committees.
  • Reviewing the end-to-end reserving process and leading the implementation of improvements.
  • Leading the actuarial due diligence for various insurers as part of M&A assignments.
  • Performing profitability and performance reviews to identify areas of outperformance/ underperformance, informing underwriting decisions and implementing necessary changes.
  • Designing technical pricing frameworks, rating structures and building technical pricing models to enhance profitability and risk management.
  • Developing a rate monitoring framework and subsequent management information.
  • Developing new insurance products (e.g. cyber), including liaising with regulators.
  • Managing the input, analysis and justification for the actuarial review of the business plan, the reinsurance purchasing and the capital modelling parameterisation process.
  • Producing actuarial reports, including the Statement of Actuarial Opinion Report and the Actuarial Function Report.

Before joining Milliman, Laura was:

  • Reserving Manager at Hiscox (2015-2016)
  • Divisional Actuary at Brit Insurance (2012-2015)
  • General Manager at Cardif Pinnacle (2010-2012)
  • Pricing Actuary at Swiss Re (2006-2010)
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